BACCARAT

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Baccarat table

    Traditionally the grandest of all casino games, baccarat (pronounced BA-CA-RAH), and its European counterpart, Chemin de Fer (French for "railroad"), are played in casinos throughout the world. Baccarat has traditionally been associated with high betting limits and tuxedoed croupiers.
  Most casinos offer both the "big game" and a smaller version called Mini-Baccarat. The rules for drawing and standing are identical in both games.
  The object of the game of Baccarat is to wager whether the Banker's hand or Player's hand will be higher for any value not to exceed nine. Two hands, of two cards each, are dealt from the baccarat "shoe". Later, a third card may be required for either hand. The first hand represents those betting on the PLAYER, the other betting on the BANK. The winning hand is the one which totals the closest to nine. Tens, cards totaling 10, or picture cards count as nothing or zero. All other cards count as their face value. If the cards total a two-digit number, the last digit counts as the value of the hand. For example, 8 + 7 = 15 counts as 5.
  Four cards are dealt alternately from the shoe. First card to the PLAYER, second to the BANK, third to the PLAYER, and the fourth to the BANK. If a third is required for either or both hands, the house dealer calls for it, Once the play begins, established rules determine the draw.
  All wagers for the BANK or the PLAYER pay even money. Winning BANK bets are charged a 5% commission. You may wager that the BANK and the PLAYER will draw hands that tie. This wager pays 8-to-1.

    The following rules apply:
    PLAYER

    When the Player's first two cards total:

0 trough 5Player draws a third card
6 to 7Player does not draw a third card
8 to 9A "natural hand" the Player stands


    BANK

    The bank plays under the same rules as the Player, except when the Bank's two cards total 3, 4, 5 or 6 the Player took a third card. Then the rules call for a mandatory third card to the Bank as follows:

When the Bank's First Two Cards TotalBank Takes a Third Card if Third Card of the Player
3Is not an 8
4Is 2 through 7
5Is 4 through 7
6Is 6 or 7


  In case of a tie, only wagers placed on the tie win 9 for 1; the Player's and the Bank's wagers are played over.